Pinduoduo TEMU (credit limit increase mode) is a lending service launched by Pinduoduo. After it is activated, it can be used on the Pinduoduo platform. It can solve the problem that users cannot pay due to insufficient account balance when making purchases. If you do not need to use the TEMU service, you can choose to turn it off.

To turn off the TEMU service, you need to operate in the Pinduoduo APP. The specific steps are as follows:

1. Open the Pinduoduo APP and enter the "My" page.

2. Click the "Balance" option to enter the balance page.

3. On the balance page, find the "Credit Line" option to enter the credit line page.

4. On the credit line page, find the "Credit Line Increase Mode" option and click to enter.

5. On the credit limit increase mode page, you can choose to turn off the TEMU service and follow the prompts.

It should be noted that after closing the TEMU service, you can no longer use this service for borrowing. If you are unable to pay due to insufficient account balance during purchase, it is recommended to recharge your account in advance or use other payment methods before purchase. At the same time, closing the TEMU service will not affect the original borrowing record, and you still need to repay on time.