Temu's fund settlement methods mainly include the following:

Prepayment: Merchants need to pay a certain proportion of prepayment when placing an order, usually 50% to 100% of the order amount. The remaining amount is paid after the goods are shipped. This method can improve capital turnover and reduce capital occupation.

Cash on delivery: Merchants pay the full amount after receiving the goods. This method is suitable for merchants with low trust or high requirements for the quality of goods, which can reduce risks and protect rights and interests.

Credit guarantee: Merchants do not need to pay any money when placing an order, but obtain a certain amount of credit through the credit assessment and guarantee services provided by the Temu platform. After the goods are shipped, the merchant pays the money according to the agreed period and amount. This method is suitable for merchants with a higher credit rating, who can enjoy more discounts and conveniences and enhance their competitiveness.

Third-party payment: Merchants can make safe, fast and convenient payments on the Temu platform through third-party payment platforms such as Alipay, WeChat, and PayPal. This method is suitable for merchants who are accustomed to using third-party payment platforms, which can save time and handling fees and increase trust.

In general, Temu's settlement methods are relatively flexible and diverse, and merchants can choose the method that suits them according to their own circumstances and needs. At the same time, in order to ensure the safety of funds, the Temu platform will also evaluate the merchant's credit rating and give the corresponding settlement method and amount based on the evaluation results.