TEMU (investment and financing management platform) repayment process is as follows:

1. Repayment on time: When your investment project expires, according to the agreement, the borrower will repay the loan in the manner and time specified in the contract. Generally, TEMU will notify you of the information and progress of the repayment.

2. Overdue collection: If the borrower fails to repay on time, TEMU will initiate the overdue collection procedure, take various measures to recover the loan principal and interest, and report the overdue situation to you in a timely manner.

3. Asset recovery: After a certain period of collection, if the borrower still fails to repay, TEMU will initiate the asset recovery procedure, recover the debt through legal means, and strive to protect your rights and interests.

It should be noted that before investing, you should carefully read the relevant risk warnings and agreement terms to understand the risks and returns of the investment project. At the same time, choose a formal, safe and stable investment platform to avoid risks such as illegal fundraising and investment fraud.