JD.com Bai Tiao is currently divided into order-based Bai Tiao and bill-based Bai Tiao. The bill-based Bai Tiao has a fixed billing date every month, and the repayment date is 9 days after the billing date. The repayment time of order-based Bai Tiao is not fixed. The specific introduction of the repayment time of JD.com Bai Tiao is as follows:

1. Order-based Bai Tiao:

1. Orders that choose "no installment" need to repay within 30 days of consumption;

For example: If you use Bai Tiao to consume 1,000 yuan on April 1, 2016, you only need to pay for the consumption on May 1, 2016 at the latest.

2. Orders that choose "installment" need to repay before the last repayment date of each installment.

For example: If you use Bai Tiao to consume 1,200 yuan on April 1, 2016, and pay in 3 installments, the deadlines for each payment are: May 1, June 1, and July 1.

Special note: If you use Baitiao for consumption on January 31, you will pay in 3 installments, and the deadlines for each payment are: February 28/29 (if any), March 31, and April 30.

2. Baitiao based on bills:

The current billing date will generate the current bill for the order amount consumed after the previous billing date. Repayment date = billing date + 9 days

Example: The user's billing date is February 1, the current billing cycle is January 1-January 31, and February 10 is the repayment date

If the order is divided into installments during the period from January 1 to January 31, the first installment due date is February 10;

If the bill is divided into installments during the period from February 1 to February 10, the first installment due date is March 10.