There are 6 ways to improve the credit of JD Xiaobai:

1. You can avoid malicious returns and exchanges by increasing the number of purchases on JD Mall, and you can also participate in product reviews frequently;

2. You can improve the real-name information in your personal profile to improve the completeness of the information;

3. When shopping, you can use the IOU method instead, and pay attention to repaying on time;

4. Engage in financial investment;

5. Participate in crowdfunding more often;

6. Increase the active time on JD Finance or the mall.