Why is the temu high-priced one-click exemption gone?
根据最新政策，银行已经取消了temu高价一键豁免服务。这是因为银行认为该服务存在滥用的风险，可能会导致借款人在未偿还完债务的情况下获得新的贷款，进一步加重财务负担。
因此，银行需要通过审核借款人的资产、收入等情况来判断是否给予豁免，以保证借款人的财务稳定性。
建议借款人在申请贷款前，做好规划和预算，避免超出自己的还款能力范围。
Professional answer
According to the latest policy, the bank has cancelled the temu high-priced one-click exemption service. This is because the bank believes that the service is at risk of abuse, which may cause borrowers to obtain new loans without fully repaying their debts, further increasing their financial burden.
Therefore, the bank needs to review the borrower's assets, income, etc. to determine whether to grant an exemption to ensure the borrower's financial stability.
It is recommended that borrowers make plans and budgets before applying for a loan to avoid exceeding their repayment ability.
According to relevant policy adjustments, Temu's high-price one-click exemption function has been removed. Previously, Temu's high-price one-click exemption function allowed users to select this option when posting purchase information. When the purchase price is higher than the market price, the system automatically prompts whether to reduce the price or continue to post. Due to policy changes and timely restrictions, this function has been removed, but Temu will continue to provide users with a full range of products and services to protect users' shopping experience and vital interests.
This is mainly because this system version has been removed from the shelves, and it can also make its latest functions unable to be reflected, so you need to upgrade the version again
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