Temu's settlement method is not based on exchange rates. Temu is a cross-border e-commerce platform of Pinduoduo, and its settlement method is different from that of Pinduoduo in China. On the Temu platform, sellers need to settle payments based on commodity prices, shipping costs, handling fees and other fees. Among them, commodity prices are calculated based on price factors such as the original price of the commodity, discounts, coupons, etc., while shipping costs and handling fees are calculated based on the order amount and platform regulations. Therefore, Temu's settlement method is not based on exchange rates, but is calculated based on platform regulations and order amounts.