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Is it necessary to buy insurance on Amazon?

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关于亚马逊销售是否一定要购买保险,以下几点了解:

1. 亚马逊并没有强制要求销售商一定要购买保险。购买保险不是强制的。

2. 但是亚马逊建议销售商购买货物运输保险或商品责任保险,这可以保障商品在运输或仓储过程中损坏、丢失等情况下得到赔付。

3. 如果不购买保险,一旦出现客户投诉、退货等情况,卖家需要自己承担所有的损失。有保险可以分散部分风险。

4. 对于一些价值较高或易碎、易损的商品,更应该考虑购买保险,以免出现无法承担的损失。

5. 保险费用可以在定价时算入成本中,这属于正常的运营成本。

综合来说,亚马逊不强制购买保险,但若不购买,卖家需要自行承担由此带来的所有风险。建议根据商品特点和销售规模合理选择是否购买及购买何种保险。

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Regarding whether it is necessary to buy insurance when selling on Amazon, here are some points to know:

1. Amazon does not force sellers to buy insurance. Buying insurance is not mandatory.

2. However, Amazon recommends that sellers buy cargo transportation insurance or product liability insurance, which can ensure that the goods are compensated in the event of damage or loss during transportation or storage.

3. If you do not buy insurance, once customer complaints or returns occur, the seller needs to bear all losses by himself. Insurance can disperse some risks.

4. For some high-value or fragile and vulnerable goods, you should consider buying insurance to avoid unbearable losses.

5. Insurance costs can be included in the cost when pricing, which is a normal operating cost.

In general, Amazon does not force sellers to buy insurance, but if you do not buy it, sellers need to bear all the risks brought about by it. It is recommended to reasonably choose whether to buy and what kind of insurance to buy according to the characteristics of the goods and the sales scale.

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