You can't use Huabei on Xianyu. It's also a product of Alibaba, so why can't you use Huabei? This is actually related to the special nature of Xianyu.

Sellers on Xianyu will not wait for a long time to receive payment. If Huabei is opened for Xianyu, illegal cash withdrawal will be more rampant, so it is impossible to use Huabei on Xianyu.

1. There are many second-hand goods on Xianyu, and Huabei is also unable to guarantee them.

2. Huabei is similar to a credit card, and transactions require a handling fee. Personal second-hand goods transactions will not support this handling fee.

3. Prevent cash withdrawal. In the world of cash withdrawal, Taobao, JD.com, and WeChat are no longer at odds. Mobile phones sold on Taobao and JD.com may be resold on Xianyu. Ant Huabei can be used to pay back JD.com Baitiao, and Weilidai can be used to pay back the money withdrawn from Ant Huabei.

PS: Huabei is a credit consumption tool based on scenarios in the Internet era. The product features are as follows:

Buy in the current month and repay next month (for Taobao and Tmall transactions, except for some specific categories such as Taobao travel, recharge, movie tickets, etc., repayment is made next month after confirmation of receipt. For transactions on other platforms, repayment is made next month after order payment).

Convenient repayment, supports automatic repayment through Alipay.

Free shopping with consumption quota (if using Huabei installment purchase, the buyer needs to bear the specified fees according to the rate set by the merchant).