蚂蚁金服暂缓上市的原因有多方面。首先,监管部门对蚂蚁金服的监管要求进行了调整,要求其改变经营模式,合规经营,对蚂蚁金服的上市造成了一定的影响。其次,监管部门认为蚂蚁金服在一些方面存在风险和不合规的经营行为,为了维护金融市场的稳定和用户权益,对蚂蚁金服的经营行为进行了监管。此外,蚂蚁金服估值过高,如果上市后果将是个人无法掌控的。另外,蚂蚁金服通过信贷资产转让和资产证券化业务等方式,将资金偿还的压力分散到每个投资者甚至每个公民身上,风险转嫁到每个公民身上,因此被叫停。最后,大佬在上海经济论坛上的一番话触动了银行从业者的逆鳞,也是一个导火索。
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There are many reasons for Ant Financial's postponement of listing. First, the regulatory authorities adjusted the regulatory requirements for Ant Financial, requiring it to change its business model and operate in compliance, which had a certain impact on Ant Financial's listing. Secondly, the regulatory authorities believe that Ant Financial has risks and non-compliant business practices in some aspects. In order to maintain the stability of the financial market and the rights and interests of users, Ant Financial's business practices have been regulated. In addition, Ant Financial's valuation is too high, and if it goes public, the consequences will be beyond the control of individuals. In addition, Ant Financial has dispersed the pressure of fund repayment to every investor and even every citizen through credit asset transfer and asset securitization business, and the risk has been transferred to every citizen, so it was stopped. Finally, the boss's words at the Shanghai Economic Forum touched the reverse scale of bank practitioners and was also a fuse.
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The main reason why Ant Financial has postponed its listing is that it does not meet the conditions for listing. Many problems need to be rectified, such as the need to rectify its business model, must operate in compliance with laws and regulations, and must correct its valuation because it is too watery. In addition, there are many other problems in all aspects. It will definitely take a lot of effort to meet the required standards.
Ant Financial's account is still on the market because it does not meet the relevant regulations for listing and needs further review.