Does China Merchants Bank need to check credit every time I apply for a flash loan? If the money is
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1Person Answer
建额时会在征信上有条查询记录，只是建额成功、未提款：在征信中不会有额度记录；每提款一笔，在征信中都会有一笔的贷款记录。系统自动上传到人行征信系统，相关征信信息以在人行查询到的记录为准。
（应答时间：2019年6月4日，最新业务变动请以招行官网为准）
Professional answer
When you set up a credit limit, there will be a query record on the credit report, but it is only successful but no withdrawals have been made: there will be no credit limit record in the credit report; for each withdrawal, there will be a loan record in the credit report. The system automatically uploads it to the People's Bank of China's credit system, and the relevant credit information is subject to the records queried at the People's Bank of China.
(Response time: June 4, 2019, please refer to the official website of China Merchants Bank for the latest business changes)
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