As one of the largest e-commerce platforms in China, Alibaba's influence cannot be ignored. However, Alibaba's influence on the real-name card exchange system is not direct. The real-name card exchange system is a financial regulatory policy aimed at strengthening financial security and anti-money laundering measures. Although Alibaba has a large user base and payment system, its main business is not in the financial field, so its influence on the real-name card exchange system is limited. However, Alibaba can actively cooperate with government regulatory policies, strengthen user identity authentication and payment security, and provide support for the smooth implementation of the real-name card exchange system.