Alibaba account transactions are safe

For buyers, there is no need for any service fees or handling fees. After confirming receipt, buyers can enjoy a 30-day interest-free account period, and the longest interest-free account period can be up to 48 days. As long as the buyer repays on time, it will not have a negative impact on personal credit.

For sellers, the main risk is that the buyer may not pay on time after the account expires. In this case, it is covered by Sunshine Insurance. If the buyer does not pay on time, Sunshine Insurance will compensate for it, and the corresponding buyer's overdue record will be uploaded to the credit report