1688 guaranteed payment refers to the behavior of 1688 platform guaranteeing and paying for it, that is, 1688 platform advances the payment first, and the party concerned makes up the payment later.

1688 guaranteed payment can be paid in installments, but there will be corresponding interest.

Credit refers to the behavior of buying things first and paying later because of lack of money. Credit means owing money first and paying it back later. However, credit is very risky for sellers and merchants, so most sellers and merchants refuse to sell on credit.