If the seller hopes to receive payment before the expiration date of the credit certificate, the seller can apply to the factoring company for a buyout factoring service for the credit certificate (accounts receivable). During this period, a 0.5% early payment fee of the corresponding amount of the credit certificate is required, with a minimum of 1 cent. The early payment service fee will be deducted from the seller's Alipay account after the seller receives the payment.