Alibaba guaranteed transaction means that the buyer can use the credit line in the credit guarantee to pay for the goods first, and then pay the merchant on the agreed date.

During the transaction, the buyer can use the credit line obtained through some services to pay first. The credit grantor or the partner introduced by the credit grantor will provide guarantees for the buyer's payment obligations according to the conditions agreed upon in the service, and directly pay the seller when the buyer fails to fulfill its payment obligations when due, so as to ensure that the seller receives the payment on time.

Credit guaranteed transaction is a special transaction method based on commercial credit that Alibaba opens to users (if not specifically stated, "users" include "buyers" and "sellers", the same below). Users can conduct credit guaranteed transactions by opening the services of the corresponding credit grantor (including but not limited to "Trust Pay", "Cheng e Credit", etc.).