Alibaba E-City credit is a consumer credit method. By choosing the credit payment method, users can consume first and then repay, and enjoy a certain credit limit. The specific usage is as follows:

First, choose the credit payment method during the shopping process, fill in personal credit information and conduct identity verification.

Then, the system will grant a certain amount of credit payment authority based on the user's credit evaluation results.

Users can choose to pay on credit according to personal needs and purchase the required goods. After shopping, repay according to the repayment period specified by the platform, and can choose to repay in one lump sum or in installments.

Users must ensure that repayments are made on time, otherwise overdue fees and credit impacts may occur. Using Alibaba E-City credit can improve the convenience of consumer shopping, but it must be used with caution to ensure a good credit record.