Is Alipay a pyramid scheme?
不是
支付宝拉人不是传销，传销最大的特点是见不得阳光，见不得人，微信和支付宝都是在国家银监会的监督和管理下运行的，所以不是传销，传销是指组织者发展人员，通过发展人员或者要求被发展人员以交纳一定费用为条件取得加入资格等方式获得财富的违法行为。传销的本质是“庞氏骗局”，即以后来者的钱发前面人的收益。
Professional answer
No
Alipay’s recruitment is not a pyramid scheme. The biggest feature of pyramid schemes is that they are not allowed to see the light of day or be seen by others. WeChat and Alipay are both operated under the supervision and management of the National Banking Regulatory Commission, so they are not pyramid schemes. Pyramid schemes refer to illegal acts in which organizers recruit personnel and obtain wealth by recruiting personnel or requiring the recruited personnel to pay a certain fee as a condition for obtaining membership qualifications. The essence of pyramid schemes is a "Ponzi scheme", that is, the profits of the previous people are distributed with the money of the later ones.
Alipay is not a pyramid scheme. Alipay is a third-party payment service platform in mainland China. It was launched on October 18, 2003 as a guaranteed transaction platform. It has developed from a single payment tool to an open platform that provides payment, life services, government services, social networking, financial management, insurance and public welfare and gradually covers the entire industry. It is now independent of Alibaba Group as a subsidiary of Ant Group.
Alipay is an Internet financial company under Alibaba Group, providing convenient payment and transfer services. Alipay is a legal company, not a pyramid scheme.
It is a pyramid scheme.
According to the data of the National Import and Export Trade Research Report, the organization behind Alipay is a pyramid scheme organization, which has attracted many people to make a fortune. The suspect has been arrested.
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