Optimize corporate operating funds: Generally, large group companies like this have too many businesses and actually need the support of additional working capital. Through financing, they can moderately extend the period of accounts payable, shorten the period of accounts receivable, reduce the amount of working capital occupied, alleviate the pressure of operating funds, and reduce corporate financing costs.

Stabilize the supply chain: Through financing channels, stabilize business relationships with suppliers, and at the same time obtain more competitive suppliers.

Guarantee shareholder profits: Alibaba is a listed company, and all profits of listed companies belong to shareholders. Simply put, although Tencent and Alibaba make a lot of money every year, they have to pay dividends to shareholders every year and every quarter. However, Alibaba wants to expand and develop, and it is short of funds. It will not take money from shareholders, but seek bank loans or debt. Simply put, it uses other people's money to make money and maximize profits.