网商银行是阿里巴巴集团的下属公司,阿里巴巴集团对网商银行有控制权。
网商银行是经中国银监会批准设立的商业银行,于2015年6月25日正式开业。网商银行主要为小微企业、个人创业者提供高效、便捷的金融服务。网商银行就是互联网商业银行。银行的构建者们期望能用互联网的技术、互联网的理念,尤其是互联网信用,去提供适合小微企业和个人消费者的金融服务,拓宽网络商业的边界。
MYbank is a subsidiary of Alibaba Group, which has control over it.
MYbank is a commercial bank approved by the China Banking Regulatory Commission and officially opened on June 25, 2015. MYbank mainly provides efficient and convenient financial services for small and micro enterprises and individual entrepreneurs. MYbank is an Internet commercial bank. The builders of the bank hope to use Internet technology, Internet concepts, and especially Internet credit, to provide financial services suitable for small and micro enterprises and individual consumers, and expand the boundaries of online business.
Belonging to the same platform, MYbank is a subsidiary of Alibaba and has control over MYbank. MYbank’s main service targets are users of Alibaba’s major platforms. Among them, Ali Credit Loan’s main service targets are Alibaba’s Chinese supplier members, China site members, and Alipay members. In other words, Ali Credit Loan is not open to all MYbank’s customers.