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Can individuals open a basic account?

| 1Person Answer

银行开户一般要看场地的,拍照录像。

如果没有场地,找渠道开户。

新注册公司一般有以下需要,才开基本户:

1.跟客户业务往来,需要通过对公账户走流水,更有信任度;

2.认证电商平台,比如天猫、京东、亚马逊、速卖通等;

3.做微信公众号,需要认证对公账户;

4.企业开发票给客户,如果要扣税,要通过对公账户扣税;

5.开通社保账户,需要有对公账户;

对公账户包括:

基本户

:是存款人因办理日常转账结算和现金收付需要开立的银行结算账户。一个企业事业单位只能在一家银行开立一个基本存款账户。存款人的工资、奖金等现金的支取只能通过基本账户办理。

一般户

:是存款人因借款或其他结算需要,在基本存款账户开户银行以外的银行营业机构开立的银行结算账户。该账户可以办理转账结算和现金缴存,但不得办理现金支取。

Professional answer

C

微电商达人

小微意见领袖创业达人先行者,专注垂直领域电商平台解读。

Opening a bank account generally requires the venue, taking photos and videos.

If there is no venue, find a channel to open an account.

Newly registered companies generally have the following needs to open a basic account:

1. To do business with customers, you need to use a public account to run transactions, which is more trustworthy;

2. To authenticate e-commerce platforms, such as Tmall, JD.com, Amazon, AliExpress, etc.;

3. To run a WeChat public account, you need to authenticate a public account;

4. If a company issues invoices to customers and wants to deduct taxes, it must deduct taxes through a public account;

5. To open a social security account, you need a public account;

Public accounts include:

Basic account

: It is a bank settlement account that depositors need to open for daily transfer settlement and cash collection and payment. An enterprise or institution can only open one basic deposit account in one bank. The depositor's salary, bonus and other cash withdrawals can only be processed through the basic account.

General account

: It is a bank settlement account opened by the depositor in a bank business institution other than the bank where the basic deposit account is opened for borrowing or other settlement needs. This account can handle transfer settlement and cash deposit, but cannot handle cash withdrawal.

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