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Is it legal to use relatives' or friends' bank cards to settle USD through AliExpress?

| 1Person Answer

严格意义上来说是不合法的,但是也算不上非法,国家对跨境电商这一块现在的规章制度都还不完善。如果说借亲戚朋友的银行卡的话,也就是超过个人5W额度了,为了合法阳光的话,还是建议走速结汇代理结汇平台,对于贸易背景没有额度限制,自有账号结汇资金风险也小。

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Strictly speaking, it is illegal, but it is not illegal either. The country's current regulations on cross-border e-commerce are not yet perfect. If you borrow the bank cards of relatives or friends, it means that your personal limit exceeds 50,000 yuan. In order to be legal and transparent, it is recommended to use the AliExpress agency settlement platform. There is no limit on the amount for trade backgrounds, and the risk of settling funds with your own account is also small.

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