Is the loan app on Douyin real?
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1Person Answer
抖音放心借是很靠谱的，一般大概在年利率12%左右！放心借是抖音携手三家金融机构推出的贷款产品，主要由中银消费金融、南京银行和新网银行三家机构提供贷款服务。
抖音本身不放贷，只负责导流，放心借目前只向部分用户开放，它和微粒贷、蚂蚁借呗类似，都不是你想开通就开通的，而是系统根据用户的情况采取邀请方式开通。
Professional answer
Douyin Fangxinjie is very reliable, and the annual interest rate is generally around 12%! Fangxinjie is a loan product launched by Douyin and three financial institutions, mainly provided by BOC Consumer Finance, Nanjing Bank and Xinwang Bank.
Douyin itself does not lend money, but is only responsible for traffic diversion. Fangxinjie is currently only open to some users. It is similar to Weilidai and Ant Jiebei. You can't open it just because you want to, but the system will open it by invitation based on the user's situation.
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