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How long does it take for Douyin Fangxinjie to approve a loan?

| 2Person Answer

正常情况下,在抖音放心借提交了借款申请之后,当天就能出审核结果,且一般能在两三个小时内完成审批。如果速度快的话,几分钟内就完成审批、放款到账也是有可能的。

如果审核时间超过了24小时,有可能是审批未通过,系统届时会告知客户并附上失败原因。当然,不同的客户去申请,以及申请的时间段不同,审批花费的时间都可能不一样,有时碰上平台放款资金紧张,那审核放款延迟也有可能,花费的时间估计就会久一些,也有不少客户是过了两三天才完成审批的。

如果客户提交借款申请后一直处在审核中的状态,客户可以主动联系放心借客服咨询进度,看看是否已经被拒了,若还在审核中,那耐心等待就好;如果审核未通过,那客户在查明原因后,将问题解决了再重新借款即可(注意短时间内不要频繁操作借款,不然被拒的可能性更大)。

Professional answer

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老杨聊跨境电商

老杨,跨境电商行业老兵,江湖闯荡近十载,经验多,朋友多,能聊出的干货多。

Under normal circumstances, after Douyin Fangxinjie submits a loan application, the review result can be issued on the same day, and the approval can generally be completed within two or three hours. If the speed is fast, it is possible to complete the approval and release the loan in a few minutes.

If the review time exceeds 24 hours, it may be that the approval has not been passed. The system will then inform the customer and attach the reason for the failure. Of course, the time spent on approval may be different for different customers to apply and the application time period is different. Sometimes, if the platform is short of funds for loan release, it is possible that the review and release of the loan may be delayed, and the time spent is estimated to be longer. There are also many customers who have completed the approval after two or three days.

If the customer has been in the review state after submitting the loan application, the customer can take the initiative to contact Fangxinjie customer service to inquire about the progress and see if it has been rejected. If it is still under review, just wait patiently; if the review fails, the customer can solve the problem after finding out the reason and then borrow again (note that you should not frequently operate the loan in a short period of time, otherwise the possibility of rejection is greater).

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After applying for a loan, the result will be available on the same day!

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