If the cross-border transaction amount exceeds the monthly limit, users can only choose to use cash or pay the handling fee to continue consumption. According to national regulations, the single transaction limit for individual cross-border e-commerce retail imported goods is RMB 5,000, and the individual annual transaction limit is RMB 26,000. It starts from January 1 of each year and the limit is reset at the end of the year. If the customs cross-border personal quota is used up, the customs will "refund the order."