The balance payment limit refers to the limit on consumption or transfer from your account balance. According to the requirements of the regulatory authorities, different balance payment limits will be provided for different levels of account identity information. The balance payment limit for Category 1 accounts is 1,000 yuan/lifetime, the balance payment limit for Category 2 accounts is 100,000 yuan/year, and the balance payment limit for Category 3 accounts is 200,000 yuan/year (maximum).

When the balance payment prompt exceeds the limit, you can increase the limit by performing operations according to the page prompts. If your balance payment limit is already 200,000 yuan/year, you will not be able to continue to increase the limit. You can use other payment methods to pay (bank card quick payment, online banking, Ant Huabei, etc.).